About Mbanq Cloud

Mbanq Cloud, our Banking as a Service (BaaS) product line enables fintechs, neo banks, challenger banks, and credit unions to bring innovative financial services to the market in a matter of weeks rather than years. In addition to Mbanq's core banking solutions, Mbanq Cloud provides license sponsorship, access to payment rails, card issuing and acquiring services, credit products, compliance services, and white-labeled web & mobile apps with your Partner Bank or Credit Union. Platform clients will contract with a Partner Bank or other Financial Institution to offer Mbanq enabled financial services and solutions.

The product line is composed of three primary components:

• API Platform
• Backoffice
• White-labelled Self-service Apps

API Platform

The Mbanq API offers a robust Core Banking API solution, designed to serve as a gateway into the fintech world. It provides access to essential banking services and various payment rails, including Automated Clearing House (ACH), wire transfers, and card transactions. This solution allows fintechs to integrate core banking functionalities into their existing systems. The APIs are designed for easy integration, from building out full-fledged neobanks to incorporating specific banking functionality into their existing apps.

Backoffice

The Mbanq Backoffice is a Core Banking Agent Interface built on top of our API platform and tailored for the staff of banks or fintechs to manage their customers and portfolio for smooth daily banking operations. The Backoffice encompasses a range of functions, from supporting compliance teams monitoring transactions and enforcing Anti-Money Laundering (AML) regulations to call center agents managing tasks like issuing replacement cards for end-users.

White-label Apps

Mbanq's white-label products provide a fast and efficient path for launching retail and commercial applications into the market with a proven and intuitive user interface. With Mbanq's white-label solutions, fintechs can swiftly enter the market to validate their ideas and refine product-market fit without the need for extensive resources.