Mbanq Cloud API's offer a robust Core Banking API solution, designed to serve as a gateway into the fintech world. It provides access to essential banking services and various payment rails, including Automated Clearing House (ACH), WIRE transfers, and Card transactions. This solution allows Fintechs to integrate core banking functionalities into their existing systems. The APIs are designed for easy integration, from building out full fledged Neobanks to incorporating specific banking functionality into their existing apps.

API Features and Functionality

RESTful and GraphQL API's

Mbanq offers a comprehensive RESTful API's that enables seamless integration and communication between our platform and external applications or systems. For self-service functionality (i.e activities an end user of Mbanq services the Fintech's would initiate like viewing his transaction history, sending out a P2P payment etc.).

We also offer GraphQL API's, allowing developers to query and manipulate data efficiently, retrieving only the required information.

API Management

For comprehensive API management, we provide versioning, rate limiting, authentication, and access control. We support the OAuth 2 authentication protocol, allowing developers to implement secure and standardized authentication and authorization mechanisms.

Webhooks

We provide webhooks for real-time event notifications to external systems, for efficient data synchronization and system interactions.

Extendable Core Objects

We provide extendable core objects that allow our fintech's to customize and extend our data model. This flexibility enables the addition of custom fields, data structures, and business logic to meet specific requirements.

Reporting

We offer comprehensive reporting capabilities for portfolio data, providing insights into client profiles, loan portfolios, and other relevant information.