This API retrieves a list of valid dispute reasons for transactions linked to both credit accounts and accounts.

A payment rail refers to the network or platform through which the transaction was processed (e.g., ACH, Wire Transfer, Card Payment), and each payment rail can have a distinct set of dispute reasons.

The API enables users to select an appropriate reason for initiating a dispute, ensuring that the dispute process is aligned with the rules and requirements of the corresponding payment method. This functionality helps streamline the dispute handling for both credit and account transactions, improving accuracy and compliance with industry standards.

Behaviour: A successful response from this API indicates that the dispute reasons were successfully retrieved.